These small savings schemes, including PPF and SSY, are offering up to 8.2% interest. Which one is the most beneficial?

Post Office Small Savings Scheme: The Post Office's Small Savings Scheme is an excellent investment option for the general public, allowing you to start with a small amount and earn guaranteed returns. Small savings schemes offer interest rates of up to 8.2% per annum. The government determines these rates.

If you are a risk-averse investor and prefer guaranteed returns, the Post Office's Small Savings Schemes are an excellent option. These government-guaranteed schemes offer interest rates of up to 8.2% per annum.

Public Provident Fund (PPF): One of the most popular savings schemes in the country, the Public Provident Fund offers an annual interest rate of 7.1%. Investments in this scheme can range from ₹500 to ₹1.5 lakh, and its tenure is 15 years.

Sukanya Samriddhi Yojana (SSY): The Sukanya Samriddhi Yojana, a special scheme for daughters, offers an annual return of 8.2%. Investments can be made from ₹250 to ₹1.5 lakh, and they mature in 21 years.

Kisan Vikas Patra (KVP): Investments in Kisan Vikas Patra double in 115 months. The interest rate on this scheme is 7.5% per annum.

Mahila Samman Savings Certificate: The Mahila Samman Savings Certificate, a scheme for women, offers a 7.5% interest rate. The maximum investment amount allowed is ₹2 lakh, and its tenure is 2 years.

National Savings Certificate (NSC): You can earn 7.7% annual interest through the National Savings Certificate. It matures in 5 years.

National Savings Time Deposit: Investments can be made for a period of 1 to 5 years, and the interest rate ranges from 6.9% to 7.5%.

National Savings Time Deposit: Investment can be made in this for a period of 1 to 5 years, and the interest rate ranges from 6.9 percent to 7.5 percent.

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